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States with No Personal Income Tax (2026)

A CPA-validated reference guide. Updated for 2026 tax year.
Tax Year 2026 Tax Foundation · State Tax Statutes Last reviewed: April 2026

Nine states currently impose no broad personal income tax. Washington is a partial exception: it taxes long-term capital gains above $262,000 at 7%, with a 9% rate on gains over $1 million effective 2026.

The Nine States

Alaska
No Income Tax
No individual income tax and no state sales tax. Oil revenues fund state government. Residents receive annual Permanent Fund Dividend payments.
Florida
No Income Tax
No individual income tax. State constitution prohibits one. Relies on sales tax and tourism revenue. Popular destination for high-income relocators.
Nevada
No Income Tax
No individual income tax. No corporate income tax. Commerce Tax on gross receipts applies to businesses with Nevada revenue over $4 million annually.
New Hampshire
No Income Tax
Interest and dividends tax fully repealed effective January 1, 2025. Now has no broad income tax. No sales tax either - one of only five states.
South Dakota
No Income Tax
No individual income tax. No corporate income tax. Favorable trust laws make it a popular domicile for dynasty trusts and asset protection structures.
Tennessee
No Income Tax
Hall Tax on interest and dividends fully repealed effective January 1, 2021. No broad income tax. Sales tax is among the highest in the nation at 7%.
Texas
No Income Tax
No individual income tax. State constitution requires voter approval to impose one. Franchise Tax (margin tax) applies to most businesses. High property taxes.
Washington
Partial Exception
No broad income tax on wages or ordinary income. Capital gains tax of 7% applies to gains over $262,000 (2026 threshold, inflation-adjusted). B&O gross receipts tax applies to businesses.
Wyoming
No Income Tax
No individual income tax. No corporate income tax. Energy severance taxes (oil, gas, coal) fund a significant portion of state government. Favorable LLC laws.

Quick Reference Table

State Income Tax Rate Sales Tax Property Tax Rank Key Notes
Alaska 0% 0% (no state tax) Mid-range Annual Permanent Fund Dividend; no state sales tax
Florida 0% 6% + local Mid-range Constitutional prohibition on income tax; high relocation volume
Nevada 0% 6.85% + local Low Commerce Tax on gross receipts >$4M; no corporate income tax
New Hampshire 0% 0% (no state tax) High Interest/dividends tax repealed Jan 1, 2025; very high property taxes
South Dakota 0% 4.5% + local Mid-range No corporate income tax; major trust jurisdiction
Tennessee 0% 7% + local Low Hall Tax repealed Jan 1, 2021; highest sales tax in nation combined
Texas 0% 6.25% + local High Franchise margin tax on businesses; very high property taxes
Washington 0% (7% on cap gains >$262K) 6.5% + local Mid-range Capital gains tax upheld by WA Supreme Court 2023; B&O gross receipts tax
Wyoming 0% 4% + local Mid-range No corporate income tax; energy severance taxes; favorable LLC laws

What "No Income Tax" Does Not Mean

Residents of no-income-tax states still owe federal income tax to the IRS on worldwide income. Moving to Florida or Texas eliminates state income tax only - federal liability is unchanged.

States without an income tax typically compensate through other revenue sources. New Hampshire and Texas have among the highest property taxes in the country. Tennessee and Washington have high sales tax rates. Alaska funds itself through oil revenue and has neither sales nor income tax, but costs of living in many areas are high.

Business owners should also be aware that several no-income-tax states impose gross receipts taxes on business revenue regardless of profit. Nevada's Commerce Tax, Texas's Franchise Tax (margin-based), and Washington's B&O Tax are not income taxes but can represent meaningful costs for businesses with thin margins.

Washington capital gains tax (2026): The Washington capital gains tax applies to net long-term capital gains above $262,000 per year at a 7% rate. It does not apply to real estate, retirement accounts, or certain business assets. Enacted 2021, upheld by the Washington Supreme Court in March 2023. Threshold is inflation-adjusted annually. SB 5813 (2025) created a graduated structure with a new 9% rate on gains over $1 million effective 2026.

Residency Planning Considerations

Changing your state of domicile to a no-income-tax state is a legitimate and common tax planning strategy, but it must be executed correctly. A nominal address change is not sufficient.

Connection to U.S. Territorial Programs

For taxpayers seeking to eliminate both federal and state income tax on investment income, Puerto Rico Act 60 and the USVI Economic Development Commission program offer more comprehensive solutions than simply relocating to a no-income-tax state. Under Puerto Rico Act 60 (for applications filed before December 31, 2026), qualifying bona fide residents pay 0% Puerto Rico tax on post-move capital gains, dividends, and interest - and qualify for exclusion from federal income tax on Puerto Rico-source income under IRC §933.

The trade-off is a genuine relocation requirement: 183+ days per year in the territory, tax home in the territory, and closer connection to the territory than to any U.S. state. The IRS has an active audit campaign targeting territorial tax benefit claims.

Sources: Tax Foundation, "2026 State Income Tax Rates and Brackets" (Feb. 2026); Tax Foundation, "2026 State Tax Changes Taking Effect January 1st" (Jan. 2026); New Hampshire HB 1221 (2023, repealing interest/dividends tax effective Jan. 1, 2025); Tennessee Public Chapter 1 (2016, phasing out Hall Tax, complete Jan. 1, 2021); Washington SB 5096 (2021, capital gains tax); Washington Supreme Court, Quinn v. State of Washington (March 2023); Washington SB 5813 (2025, graduated capital gains structure). IRS Rev. Proc. 2025-32 (2026 federal rates). IRC §933 (Puerto Rico source income exclusion).
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