Tax Estimator 2026-2030 - Personal & Corporate

Income & filing information

Tax year

Filing status

State

Ordinary income ($)

Wages, interest, business and other income taxed at ordinary rates (IRC §1(j)).

Long-term capital gain & qualified dividends ($)

Taxed at 0%, 15% or 20% under IRC §1(h). Collectibles and unrecaptured §1250 gain (28%, 25%) are not modeled.

Above-the-line deductions ($)

Adjustments to income under IRC §62. Reduces adjusted gross income (AGI).

Deduction method

State & local taxes paid ($)

Income or sales, real property and personal property taxes. Capped by IRC §164(b)(6)-(7); cap and phasedown shown below.

Other itemized deductions ($)

Mortgage interest, charitable gifts, medical over the floor, and so on (IRC §63(d)).

Taxpayers age 65 or older

Adds the IRC §63(f) additional standard deduction and, for 2025-2028, the IRC §151(d)(5)(C) senior deduction. Joint filers: count both spouses.

Taxpayers who are blind

Additional standard deduction under IRC §63(f)(2).

Qualified business income deduction ($)

IRC §199A, computed separately. Enter the amount from your own computation.

Net investment income ($)

For the 3.8% net investment income tax, IRC §1411. Leave 0 to omit it.

Projected annual inflation (%)

Used only for years after 2026 to index brackets, deductions and capital gain breakpoints. Default 2.5%.

Planning estimate only. It does not include self-employment tax, the alternative minimum tax, credits, the OBBBA deductions for tips, overtime and car loan interest, the IRC §199A calculation, or state credits, local taxes and phase-outs. Consult a qualified tax professional for the Client's actual liability.

Federal tax result - 2026

Estimated total tax (federal + state)

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Federal tax

State tax (est.)

Effective rate

0.0%

Step-by-step: federal

Ordinary income bracket breakdown

Bracket	Income in bracket	Tax	Cumulative tax

Assumptions & sources for the selected year

Parameter	Value	Status	Citation

Projected figures are estimates. For 2027-2030 the Internal Revenue Service has not published inflation adjustments. Bracket thresholds, standard deductions and capital gain breakpoints are projected from 2026 at the inflation rate entered, rounding the increase down to the next lowest $50 ($25 for married filing separately brackets) as IRC §1(f)(7) requires. The statute indexes from a base year, so actual amounts can differ by a rounding step. Amounts fixed by statute (the SALT cap, the senior deduction, net investment income tax thresholds, the 37% bracket rule) are exact.

State figures. State estimates apply the 2026 rates, brackets, standard deductions and exemptions compiled by the Tax Foundation (as of February 11, 2026) to federal AGI, and hold them constant for 2027-2030. Many states index; some are scheduled to change rates. Credits, dependents, local taxes, federal-tax deductions and phase-outs are not modeled. Verify with the state revenue department before relying on any figure.

Last verified: October 29, 2026

Sources: Rev. Proc. 2025-32 (2026 rate tables, standard deduction, capital gain breakpoints); IRC §1(f)(7), §1(h), §1(j), §63(c), §63(f), §68, §151(d)(5)(C), §164(b)(6)-(7), §1411 (Cornell Legal Information Institute); P.L. 119-21; Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (February 17, 2026). Educational estimate only.

Corporate tax information

Tax year

Entity type

State of operations

Federal taxable income ($)

Taxable income under IRC §63(a) as adjusted for the corporation. Negative amounts are treated as 0.

State apportionment factor (%)

Share of income apportioned to the selected state. Use 100% if the corporation operates only there.

State rate override (%, optional)

Use for a scheduled rate change or a rate you have confirmed with the state. Replaces the table for the selected state.

Connecticut 10% surtax applies (gross income of $100 million or more, or combined unitary group). Reported as scheduled to expire January 1, 2029; verify.

S-corporations do not pay federal income tax at the entity level (IRC §1363(a)); income passes through to shareholders. Use the Personal tab or the S-corp compensation calculator for the owner's tax.

Corporate tax result - 2026

Estimated corporate tax (federal + state)

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Federal tax (21%)

State corporate tax

Combined effective rate

0.0%

Step-by-step

Federal corporate tax

21% flat rate on taxable income, IRC §11(b). Not changed by P.L. 119-21.

State corporate tax
$0
Select a state above.

Assumptions & sources for the selected year

Parameter	Value	Status	Citation

Projected figures are estimates. The federal 21% rate is fixed by statute for every year shown. State corporate rates are the 2026 rates compiled by the Tax Foundation and are held constant for 2027-2030. Pennsylvania, North Carolina and Nebraska have reported scheduled reductions that are not modeled; enter the confirmed rate in the override box.

Last verified: October 29, 2026

Sources: IRC §11(b), §1363(a); Tax Foundation, State Corporate Income Tax Rates and Brackets, 2026 (updated April 2, 2026). Gross receipts taxes, franchise and capital stock taxes, minimum taxes and special industry rates are not included. Educational estimate only.